Finance and Business UK

Pensions

Pensions - saving for your old age pension is a major issue which a lot of people seem to ignore but shouldn't!

In 1960 it was estomated that for every one pensioner there was 4.6 workers, by 1990 this had fallen to 2.2 workers and is estimated to be in 2020 1 pensioner for 1.5 workers.

This means that people will have to be more reliant on money they have saved for their own old age. Saving money for old age is usually done through a pension, although other options might be available to people, it is a serious subject and we have provided some links to UK Pension & Government sites which offer unbiased pension advice.

The Department for Work and Pensions (DWP) is responsible for the Government's welfare reform agenda. Its aim is to promote opportunity and independence for all. It delivers support and advice through a modern network of services to people of working age, employers, pensioners, families and children and disabled people.

Pensions GUide -government's impartial pensions information site. - free guides
Want a pension?
Find out more about getting a pension
Got a pension?
Review what you've got to make sure that it's enough
State pensions
Will they keep you in the style you're used to?
Employers
Information on stakeholder pensions
and combined pension forecasting
Pension scheme providers
Information on
stakeholder pension schemes and combined pension forecasting

The Pension Service - The Pension Service website is published by the Government and is designed to be the first port of call for state and private pensions information on the web.

Occupational Pensions Regulatory Authority - Opra maintains a register of all UK pension schemes at the Pension Schemes Registry in Newcastle upon Tyne. They offer a free service to help people trace pension schemes that they have lost touch with. Opra can take action on certain reported breaches of pensions legislation.

The Pensions Ombudsman investigates and decides complaints and disputes about the way that pension schemes are run.
Complaints about the sales and marketing of pension schemes are dealt with by the Financial Ombudsman Service.
The Pensions Ombudsman's role and powers have been decided by Parliament, and he is appointed by the Secretary of State for Work and Pensions. He is completely independent and acts as an impartial adjudicator.There is no charge for using the Pensions Ombudsman's services.

Disability Unit - your rights as a disabled person, and to learn more about the legislation that exists to help establish fully comprehensive and enforceable civil rights for disabled people in the UK

The Pensions Management Institute (PMI) is the Institute for pensions professionals. If you are working in pensions or a related area, such as human resources or payroll, you are a trustee of a pension scheme or you have an interest in pensions, this website will be relevant.

the Pensions Institute -

Finance and Business try to keep all information and links up to date. If you find a link which is out of date please contact us by email

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